Employee Benefits

The Town of Frederick offers a competitive benefits package to all full-time employees, including medical, dental, vision and life insurance coverage, short-term and long-term disability coverage, optional supplemental life plans, a generous time off package, a matching 457 deferred compensation retirement plan, as well as a full pension plan for its sworn police officers.

The Town pays 90% of the medical, dental and vision insurance premiums for employees and their dependents, and 100% of the disability and basic life insurance premiums for employees.  The Town also provides other optional benefits through Aflac, LegalShield, and CollegeInvest. 

The Town offers a choice of two different medical plans through the Cigna Health Care network:  a high-deductible plan with a health savings account (HSA) attached, and a traditional co-pay plan with no HSA option.  The Town contributes generously to employees' HSA accounts: $200/month for individual plans, and $400/month for family plans.

For all full-time participating (contributing) non-sworn employees, the Town provides a 6% match into the 457 retirement plan through ICMA-RC. Sworn police officers participate in the FPPA Pension Program.

The Town provides vacation leave to all permanent full-time employees after six months of employment. During the first year of employment, employees earn 80 hours (10 days) of vacation.  After the first year of employment, one day of vacation is added each year, up to a maximum of 200 hours (25 days) per year after the 15th year of employment. Employees may accrue vacation from one year to the next, but may not accrue more than two (2) times their normal vacation hours. Employees also earn 4 hours of sick leave per month, with a maximum accrual possible of 500 hours.

The Town of Frederick provides the following paid holidays to all full-time employees:


  • New Year’s Day
  • Martin Luther King, Jr. Day
  • President’s Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Veterans Day
  • Thanksgiving Day
  • Friday after Thanksgiving Day
  • Christmas Eve
  • Christmas Day

In addition to the holidays listed above, employees are given one (1) floating holiday to use on any day of their choice.

Click HERE to view our 2021 Frederick Benefit Guide.